Some people see insurance as an unnecessary expense that they don’t want to buy. Some forms of insurance are unavoidable, such as car insurance. But if you have another type of vehicle, like a watercraft, you may wonder if you must purchase insurance for it. Learning more about state laws empowers you to make the right decision for your circumstances. Let’s examine which states don’t require boat insurance, whether that includes Florida, and why you should consider boat insurance regardless of current law. When you’re ready to shop for a policy, you can compare quotes with us. Jet Stream Insurance Group LLC serves those in the Miami Lakes, FL area and beyond!

Which States Don’t Require Boat Owners to Have Insurance?

Surprisingly, boat insurance seems to be one of the few types of insurance that isn’t legally enforced. Most of the U.S. does not require boat owners to have boat insurance to operate their watercraft. There are only two states that require it: Arkansas and Utah. Some marinas may also require it in states that don’t, but that’s situational rather than a law that needs to be followed should you not dock your boat at a marina. So, if you don’t need boat insurance in Florida, should you still get it anyway? Absolutely! Boat insurance protects you against accidents you may encounter while docked or out on the waters, can help you should your boat break down while you’re in the waters, and so much more. Even if boat insurance isn’t required in your state, protecting your watercraft’s worth the investment.

Secure Your Boat With Jet Stream Insurance Group

If you live in the Miami Lakes, FL, area, the Jet Stream Insurance Group LLC team will help you find the right policy for your boat so that you can stay covered no matter what happens. Compare quotes with us now!