At Jet Stream Insurance Group LLC in Miami Lakes, FL, we help clients protect their rental homes and their most valued possessions. Expensive furniture, high-end technology, and fine art are just a few of the many items you may wish to protect from theft. After all, why pay out of pocket for replacements if there’s a chance an insurance policy could cover it?
It is crucial to know that insurance policies vary in terms of what they cover and what limits they impose. To ensure a renter’s insurance policy covers stolen valuables, speak with a qualified insurance agent who can review your existing policy. If you do not have renter’s insurance yet, it would be wise to inquire about what the policy covers with respect to valuables when you visit our office.
Does Renter’s Insurance Replace Stolen Valuables?
Depending on the terms of your renter’s insurance policy, it may or may not cover the replacement of stolen valuables. If you didn’t have renter’s insurance when the valuables were stolen, it is important to note that renter’s insurance never provides retroactive coverage. Hence, even if a new policy does cover stolen valuables, it will not cover valuables that were stolen before the current coverage commenced. Therefore, we recommend getting acquainted with your renter’s insurance policy options and purchasing renter’s insurance as soon as you move into a new rental.
Call Jet Stream Insurance Group LLC in Miami Lakes, FL for more insurance information.
